Data intelligence for working capital

Put to work the capital that is currently immobile in your account

Orbelynx App syncs your financial data, generates a strategy with predictive models and deploys your first low-risk portfolio in less than 60 seconds.

No spreadsheets. No prior commercial calls.

Liquidity dashboard — simplified view
Available cash €48,200
Idle capital detected €31,500
Suggested strategy Low risk — 90 days
Setup time 52 seconds

Money left over at the end of the month is rarely analyzed

Most small businesses keep part of their cash in checking accounts because reviewing alternatives requires time that does not always exist. It is not a lack of interest: it is a lack of hours and tools designed for modest volumes of capital.

Orbelynx App is built for that context: owners who manage operations, not investment portfolios, but who need their cash flow to yield something while waiting for their next use.

63%

of Spanish SMEs maintain unallocated liquidity for more than 30 consecutive days, according to estimates from the financial sector for small businesses.

Modern capabilities, applied to specific problems

The Orbelynx App engine does not replace the owner's judgment: it processes volumes of data that a person would not review daily and presents options already filtered by risk.

01

Predictive modeling

The system analyzes historical revenue and payment patterns to estimate how much capital can be allocated without compromising the daily operation of the business.

02

Risk mitigation

Each recommendation goes through an exposure filter that discards instruments that are incompatible with short corporate cash horizons.

03

Real-time execution

Market conditions are continually recalculated, so the portfolio is adjusted before the change affects expected performance.

04

Focus on B2B cash flow

The engine is calibrated for typical business collection and payment cycles, not long-term personal investment profiles.

One-click portfolio setup

Three steps, without unnecessary friction. The goal is for the first capital allocation to occur in less than a minute.

1

Secure data synchronization

You connect your bank account or billing system using read-only encrypted access. Orbelynx App cannot move funds without your explicit authorization.

2

The engine generates the strategy

Multivariate analysis identifies the available surplus and proposes an allocation with a defined risk range and a clear time horizon.

3

One-click deployment

You review the proposal and confirm it. From that moment on, the capital begins to generate returns without additional manual management.

The logic behind the model, without black boxes

We prefer to explain how the system works rather than asking you to simply trust it.

Multivariate analysis

The model crosses seasonality of income, calendar of obligations and historical liquidity to estimate what percentage of the balance can be considered real surplus.

Dynamic risk management

Exposure thresholds are recalculated based on the recent volatility of the instrument, adjusting the portfolio before the risk exceeds the user-defined margin.

Data privacy

Financial information is processed in encrypted form and is not shared with third parties for commercial purposes. Banking access is read-only at all times.

Start allocating your idle capital today

Complete setup takes less than 60 seconds. No prior investment experience or technical knowledge of financial markets is required.

Optimize my portfolio Read-only access. Without mandatory permanence.